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Which HDFC credit card is best for salaried employees?

Top 10 HDFC Credit Cards in India
HDFC Credit Card Variant Annual Fee Category
HDFC Bank Regalia Card Rs.2,500 Premium lifestyle
HDFC Freedom Credit Card Rs.500 Rewards
HDFC Bank Money Back Credit Card Rs.500 Cashback
HDFC Bank Titanium Times Card Rs.500 Regular lifestyle

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Thereof, which credit card is best for salaried employees?

Given Below are Some of the Top Credit cards for salaried individuals:

  • SBI Simply Save Credit Card.
  • SBI SimplyCLICK Credit Card.
  • HSBC Visa Platinum Credit Card.
  • Axis Bank Platinum Credit Card.
  • HDFC Bank Diners Club Black Card.

Similarly, what is a good annual income for a credit card? Capital One requires at least $425 more in income per month than you spend on rent or mortgage payments. Wells Fargo's income requirement is a total of at least $800 a month for its personal credit cards (aside from its secured card).

Herein, what is the minimum salary for HDFC credit card?

The minimum salary is Rs. 12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals. Applicant should have a regular source of income and a good credit score.

Can I get credit card with 10000 salary?

Yes, you can get a credit card with the salary of Rs. 10,000, but with only few banks cards will be provided. The Banks will ask for the documents like: Salary slips/certificate for last 3 months.

Related Question Answers

What is minimum salary required for credit card?

Eligibility to apply for the YES Prosperity Reward Plus Credit Card
Criteria Salaried Individuals Self-employed individuals
Age 21 to 60 years 21 to 60 years
Income Minimum Rs.25,000 per month Minimum ITR per year – Rs.5 lakh

Which bank gives highest credit limit in India?

1,00,000 – Rs. 2,50,000. JetPrivilege HDFC Bank World Credit Card Limit: Rs. 2 Lakhs – Rs.

Super Premium Credit Cards:

  • HDFC Infinia Credit Card Limit: Rs. 8 Lakhs & Above.
  • HDFC Diners Club Black Credit Card Limit: Rs. 4 Lakhs & Above.
  • JetPrivilege HDFC Diners Club Credit Card Limit: Rs. 4 Lakhs & Above.

Which credit card gives most benefits?

Features & benefits:
Regular reward points 1 reward point for every Rs.150 spent
Redemption options Cashback and gifts from the HDFC rewards catalogue.
Milestone rewards Gift vouchers worth Rs.1,000 on yearly spends of at least Rs.90,000.

Which credit card is best for middle class?

  • HDFC Bank Regalia/Regalia First/Diners ClubMiles or Premium Card.
  • ICICI Bank Coral/Sapphire/British Airways Card.
  • American Express Gold/Platinum Travel/Membership Rewards Card.
  • Citibank Premiermiles Card.
  • Axis Bank Lufthansa Card.
  • Standard Chartered Manhattan Platinum/Super value Titanium Card.

How do I choose a credit card?

How to Choose a Credit Card in 9 Easy Steps
  1. Decide what you'll use the card for.
  2. Determine whether you'll be carrying a balance.
  3. Look at your spending habits.
  4. Consider the type of rewards most useful to you.
  5. Determine what type of credit card is right for you.
  6. Review the key terms and fees.
  7. Decide whether paying an annual fee makes sense.

Which card is best Visa or MasterCard?

As far as most consumers are concerned, there is no real difference between MasterCard and Visa. The two are both widely accepted in over two hundred countries and it is very rare to find a location that will accept one but not the other. However, neither Visa nor MasterCard actually issue any credit cards themselves.

Which SBI credit card is best for salaried employees?

Top 10 SBI Credit Cards in India 2020
SBI Credit Card Variants Annual Fee Suitable For
SimplySAVE SBI Card Rs.499 Shopping (Everyday)
Yatra SBI Card Rs.499 Travel
FBB SBI STYLEUP Card Rs.499 Co-branded shopping
BPCL SBI Card Rs.499 Fuel

Which credit card is best in India 2019?

25+ Best Credit Cards in India with Reviews (2019)
  • SBI Prime.
  • HDFC Regalia First.
  • Amex MRCC.
  • SBI SimplyClick.
  • ICICI Coral Amex.
  • ICICI Amazon Pay.
  • RBL Platinum Delight.
  • Standard Chartered Manhattan.

Which HDFC credit card is lifetime free?

Benefits of lifetime free HDFC Freedom Credit Card You can earn 25× rewards on birthday spends (3000 maximum capping reward points). You can earn 10× rewards on SmartBuy & PayZapp spends (1500 maximum capping reward points for every statement cycle). You can earn 1 reward point on every 150 rupees that are spent.

Can I get credit card for 15000 salary?

11) ICICI Bank (HPCL Credit Card): Annual income required is Rs. 1,44,000 (Salaried and self-employed) i.e. monthly salary of Rs. 15,000 – Rs. 16,000 for salaried person and Rs.

Can I get credit card without salary slip?

Credit cards can be issued against fixed deposit requiring no salary slip or a bank statement as an income proof. Actually, it's a type of secured credit card wherein a lien is marked on the fixed deposit. Now, the credit limit of such cards would be around 80%-90% of the fixed deposit.

What is the minimum salary required for SBI credit card?

18,000

Can I get credit card with low salary?

The lowest required minimum salary is AED 5000. If your monthly salary is lesser than the requirements, you need to have a savings of AED 3000. To keep your savings safe for the credit card application, invest in Al Awwal certificates.

Which HDFC credit card is best?

Top 10 HDFC Credit Cards in India
HDFC Credit Card Variant Annual Fee Category
HDFC Bank Regalia First Card Rs.1,000 Premium lifestyle
HDFC Bank Diners Club Black Card Rs.5,000 Premium lifestyle
HDFC Bank Regalia Card Rs.2,500 Premium lifestyle
HDFC Freedom Credit Card Rs.500 Rewards

What is the limit of HDFC regalia credit card?

1,20,000 and for the self-employed individuals, it is Rs. 12 Lakh per annum. What is the membership fee for HDFC Regalia Credit Card? The first year membership fee is Rs.

Which bank credit card is best?

List of 10 Best Credit Cards in India for 2020
Top 10 Credit Cards Annual Fee Renewal Fee
Amazon Pay ICICI Bank Credit Card Nil Nil
SimplyCLICK SBI Card Rs. 499* Rs. 499*
Axis Bank Magnus Credit Card Rs. 10,000* Rs. 10,000*
Citi PremierMiles Credit Card Rs. 1,000* Rs. 1,000*

What is the limit of HDFC MoneyBack credit card?

HDFC Moneyback Credit Card Limit: Rs. 25,000 – Rs. 1,50,000.

What is a good annual income?

The answer, at least according to a new survey of Americans by WSL/Strategic Retail, is $150,000. That level of income is more than three times the national median of $49,445 for 2010, and it's enough to put a household into the top 10 percent nationally.

Can you lie about income for credit card?

A: Oftentimes, credit card issuers will rely on the income you supply on your application without further verification. Lying on a credit card application is not only illegal, it can create problems for you down the road, especially if your business doesn't take off as planned and you wind up with debt you can't repay.